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Solo 401(k) Plans Offer Advantages for Self-Employed Savers

November 20, 2014 by OSYB Staff

The rules about who can chip in money to a solo or individual 401(k) are fairly straightforward. These plans are open to sole proprietors and businesses whose only employee is a spouse. Partnerships and corporations without employees are also covered under these guidelines. Your ability to contribute to this kind of 401(k) isn’t limited by your income.

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