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Simple Saving Tips

February 8, 2018 by OSYB Staff

Small Business Profit Explosion shares simple ways to inculcate savings habits into your lifestyle that seem manageable and sustainable over the long haul.  You could be amazed at how much you will save by adopting some of these habits:

  • direct a portion of every paycheck into your savings account, most people have direct deposit so this should be easy to set-up
  • work on paying for most items with cash or debit, unless you can pay your credit card in full every month and cash in on some credit card benefits, but you do want to avoid interest charges on your credit card
  • use layaway at stores for big ticket items or see if they have an interest- free store credit card that you know you can pay off within the time frame that they provide
  • eat healthy meals at home and work on limiting eating out to once a week or once a month
  • buy a good coffee machine and save on daily $5 coffees and not to mention time spent waiting in line
  • don’t be tempted by sale prices for unnecessary items, shop sales only for necessities
  • don’t ignore store or business rewards programs that help you to accumulate points or rewards for savings

Try it for 6 months or a year, if you’re unsure and see how well you do.  Nothing will be lost but something could be gained.

Read:  Money Saving Tips

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